CoinLoan [ICO]

[fcbavaria]

Habe heute ein interessantes Projekt entdeckt: CoinLoan

Befindet sich derzeit im ICO. Soll eine Coin-Lending-Plattform werden. Aktuell gibt es ja schon SALT / ETHLend, aber ich denke auf dem Lending-Markt ist noch viel Potential vorhanden.

Auf icobench hat es eine gute Bewertung: https://icobench.com/ico/coinloan

Das FAQ ist auch sehr informativ: https://medium.com/@coinloan/coinloan-complete-faq-1715c6411a6a

Was die Vorzüge gegenüber SALT/ETHLend sind? Dazu habe ich eine Antwort eines CoinLoan-Members gefunden:

Zitat

1. CoinLoan project will be launched in Europe and licensed as a payment institution. This allows working legally and providing services all over the world, excluding those countries where a local license is needed. We will try to obtain a license in other countries (including those in Asia) depending on the amount of the raised funds.
2. Any individual or legal entity can act as a lender and provide loans or as a borrower and receive loans. No licenses are required for this. 
3. The minimal amount of the loan on the platform is $50 (also expressed in other currencies). This allows providing microloans. The maximum amount is not limited.
4. All applications for providing and borrowing loans will be processed automatically and immediately.
5. CoinLoan Tokens (CLT) will be used for paying the fees on the platform for receiving and borrowing loans. They form an integral part of the system which provides the high demand for them at the market.  
6. The borrowers will be able to evaluate the risks related to the cryptoasset volatility and set the LTV (Loan-to-value ratio) at their sole discretion (from 10 to 70%).
7. Loans can be provided or borrowed in many fiat currencies (USD, EUR, GBP, CNY, JPY, RUB, CHF). This list will be extended as the platform is developed.
8. Various cryptocurrencies (Bitcoin, Ethereum, Litecoin, Ripple, Dash, Monero, ZCash) can be used as a collateral. This list will also be extended. We'll try to cover all popular cryptocurrencies with a high capitalization rate. 
9. We will focus on convenient and fast methods of depositing/withdrawing fiat funds on the platform with a minimal fee. E.g., instant withdrawal on any bank card, local bank payments, conventional international SWIFT-transfers, etc.
10. We don't prohibit placing our tokens at the exchange, in fact, when ICO ends we'll try list the tokens on the largest cryptoexchanges.
11. Also, we'll try to provide the most profitable fees and lending conditions on the market.
12. Borrowers will have more discretion in different market conditions which affect the value of the cryptocollateral.

Ich denke insbesondere der Punkt, dass sie sich in Europa als "payment institution" lizensieren lassen klingt gut und dass man infolgedessen mit FIAT einzahlen kann. Die Lizenz haben sie übrigens bereits: 

Zitat

Are you sure you’ll be able to obtain the required license?

On November 21, 2017, CoinLoan was successfully granted a European license by the Register of Economic Activities (License No.FIA000071). This license allows legal operation of fiat, crypto and alternative means of payment.

Laut Roadmap soll die Plattform in Q1 2018 gelaunched werden.

 

Zum ICO:

Endet am 14.2.18

Maximal werden 20.000.000 Token verkauft. (Nicht verkaufte werden "verbrannt")

Aktueller Preis: 1 CLT=2$

Verkaufte Coins bei aktuellem Preislevel: 694,827 CLT / 5,000,000 CLT  (Wenn das die 5 Mio CLT erreicht sind steigt der Preis auf das nächste Preis Level (3$))

Einzahlen kann man mit BTC/ETH/LTC sowie mit verschiedenen anderen Altcoins über shapeshift. 

Wenn ich euch mit diesem Thread geholfen habe, dürft ihr gerne meinen REF-Link verwenden: https://coinloan.io/?r=2240299744

 

Edited January 7, 2018 by fcbavaria