Bitcoin-Artikel in englischer Sprache

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UK Minister Expects Bitcoin to “Benefit Consumers and the Wider Economy”

http://insidebitcoins.com/news/uk-minister-expects-bitcoin-to-benefit-consumers-and-the-wider-economy/25910

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NYDFS’s Ben Lawsky Reveals Plans for Transitional BitLicense at #Money2020

https://www.cryptocoinsnews.com/nydfss-ben-lawsky-reveals-plans-transitional-bitlicense-money2020/

As revealed for the first time earlier today, The New York Department of Financial Services plans to give “transitional BitLicenses” to certain smaller digital currency companies seeking to do business in New York. NYDFS Superintendent Ben Lawsky gave some updates to the NYDFS’s proposed BitLicense regulatory framework during his keynote speech at Money20/20. Lawsky repeated that Bitcoin software developers and individual users would not have to apply for a BitLicense.

Lawsky also emphasized that individuals miners and even large mining pools would not need to apply for a BitLicense, this has not changed despite FinCEN‘s updated stance on virtual currency money transmission, which has prompted one Bitcoin mining pool to announce its sale. The NYDFS plans to have a new BitLicense proposal for perusal at the beginning of December. Once the revised BitLicense is revealed, there will be another 30-day comment period, after which Lawsky anticipates bringing a “final final” draft of the BitLicense to bear at the beginning of 2015 in January.

 

 

 

Bitcoin Startups May Get Transitional License in New York

http://www.bloomberg.com/news/2014-11-03/bitcoin-startups-may-get-transitional-license-in-new-york.html

 

 

Lawsky seeks to ease startup concerns with 'transitional' BitLicenses

http://finextra.com/news/fullstory.aspx?newsitemid=26656

 

 

'Transitional BitLicense' for Bitcoin will allow start-ups to trade in New York

http://tech.firstpost.com/news-analysis/transitional-bitlicense-for-bitcoin-will-allow-start-ups-to-trade-in-new-york-240022.html

 

 

Benjamin Lawsky Proposes Transitional BitLicense for Small Cryptocurrency Firms

http://www.forexminute.com/bitcoin/benjamin-lawsky-proposes-transitional-bitlicense-small-cryptocurrency-firms-48780

 

 

NYDFS May Give Small Bitcoin Businesses a Break

http://insidebitcoins.com/news/nydfs-may-give-small-bitcoin-businesses-a-break/26000

 

The entry-level regulatory framework would allow as yet undefined smaller bitcoin enterprises the ability to operate under less demanding guidelines for a set period of time. Qualifications for the BitLicense “light” may include the number of transactions processed and the perceived risk to consumers.

“We have faced similar issues among the smaller, community banks we regulate,” Lawsky said. “We recognize that if a financial firm has 12 employees — and nine of them are compliance officers — that is not a winning business model

 

 

NYDFS mulling transitional BitLicense for small businesses

http://dcmagnates.com/nydfs-mulling-transitional-bitlicense-for-small-businesses/

 

 

Lawsky: NYDFS Considering Transitional BitLicense for Small Startups

http://www.coindesk.com/lawksy-nydfs-considering-transitional-bitlicense-small-startups/

Bearbeitet 3. November 2014 von segeln

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Mobiles, cryptocurrency and private sector to boost financial inclusion - Gates Foundation

http://www.finextra.com/news/fullstory.aspx?newsitemid=26655

 

Mobile phones and the underlying technology behind crypto-currencies are helping to slash the cost of providing financial services to the poor, making the area an increasingly attractive proposition to the private sector, according to Rodger Voorhies from the Bill & Melinda Gates Foundation.

 

The Gates Foundation works in five of the biggest emerging economies - India, Bangladesh, Pakistan, Indonesia and Nigeria - to get electronic payments at scale. Payments are the "connective tissue" that bring financial services to the poor, says Voorhies, but the data shows that you need a full suite of financial services on offer to really have an impact on the welfare of households.

This is why the foundation is also working in three East African countries - Kenya, Tanzania and Uganda - where mobile money is becoming ubiquitous in an effort to promote products such as savings, credit and insurance on top of payments.
 

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Bitwage Unveils Bitcoin Payroll for the Individual Regardless of Employer Approval

https://www.cryptocoinsnews.com/bitwage-unveils-bitcoin-payroll-individual-regardless-employer-approval/

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UK Treasury turns to public for advice on Bitcoin regulation, launches open consultation

http://dcmagnates.com/uk-treasury-turns-to-public-for-advice-on-bitcoin-regulation-launches-open-consultation/

 

List of questions

Question 1

What are the benefits of digital currencies? How significant are these benefits? How do these benefits fall to different groups e.g. consumers, businesses, government, the wider economy? How do these benefits vary according to different digital currencies?

Question 2

Should the government intervene to support the development and usage of digital currencies and related businesses and technologies in the UK, or maintain the status quo? If the government were to intervene, what action should it take?

Question 3

If the government were to regulate digital currencies, which types of digital currency should be covered? Should it create a bespoke regulatory regime, or regulate through an existing national, European or international regime? For each option: what are the advantages and disadvantages? What are the possible unintended consequences (for instance, creating a barrier to entry due to compliance costs)?

Question 4

Are there currently barriers to digital currency businesses setting up in the UK? If so, what are they?

Question 5

What are the potential benefits of this distributed ledger technology? How significant are these benefits?

Question 6

What risks do digital currencies pose to users? How significant are these risks? How do these risks vary according to different digital currencies?

Question 7

Should the government intervene to address these risks, or maintain the status quo? What are the outcomes of taking no action? Would the market be able to address these risks itself?

Question 8

Should the government regulate digital currencies to protect users? If so, should it create a bespoke regime, or regulate through an existing national, European or international regime? For each option: what are the advantages and disadvantages? What are possible unintended consequences (for instance, creating a barrier to entry due to compliance costs)? What other means could the government use to mitigate user detriment apart from regulation?

Question 9

What are the crime risks associated with digital currencies? How significant are these risks? How do these risks vary according to different digital currencies?

Question 10

Should the government intervene to address these risks, or maintain the status quo? What are the outcomes of taking no action?

Question 11

If the government were to take action to address the risks of financial crime, should it introduce regulation, or use other powers? If the government were to introduce regulation, should it create a bespoke regime, or regulate through an existing national, European or international regime? For each option: what are the advantages and disadvantages? What are possible unintended consequences (for instance, creating a barrier to entry due to compliance costs)? What has been the impact of FinCEN’s decision in the USA on digital currencies?

Question 12

What difficulties could occur with digital currencies and financial sanctions?

Question 13

What risks do digital currencies pose to monetary and financial stability? How significant are these risks?

Quelle:

https://www.gov.uk/government/consultations/digital-currencies-call-for-information/digital-currencies-call-for-Information

 

 

 

 

UK Treasury Issues 'Call for Information' on Digital Currencies

http://www.coindesk.com/uk-treasury-issues-call-information-digital-currencies/?utm_source=CoinDesk+subscribers&utm_campaign=7885d38b34-EMAIL_RSS_CAMPAIGN&utm_medium=email&utm_term=0_74abb9e6ab-7885d38b34-75505373

Bearbeitet 4. November 2014 von segeln

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Visa, MasterCard to cut merchant fees

http://www.ctvnews.ca/business/visa-mastercard-to-cut-merchant-fees-1.2085815

 

Die "Jungs" bekommen "Muffensausen"

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Google Campus London Installs Bitcoin ATM and Accepts Cryptocurrency Payments

The installation of the bitcoin ATM at Campus London signals Google's growing interest in the cryptocurrency space

http://www.ibtimes.co.uk/google-campus-london-installs-bitcoin-atm-accepts-cryptocurrency-payments-1473075

 

 

A bitcoin ATM has been installed at Google's Campus London, the tech giant's seven-storey hub for tech entrepreneurs in the UK capital. 

It is the latest show of interest in bitcoin from Google and comes just a few months after the company partnered with digital wallet provider Coinbase to create a cryptocurrency price tracker.

 

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Why Bitcoin will do to banking what the cell phone did to communication

http://www.virgin.com/entrepreneur/why-bitcoin-will-do-to-banking-what-the-cell-phone-did-to-communication

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BitPay proves Apple Pay is just “sexy tech”, it does nothing to reduce merchant fees

https://ihb.io/2014-11-04/news/bitpay-bitcoin-checkout-app-13000

[blubblibla]

SatoshiLabs Blog&News


myTrezor With Currency Conversion, Multisend Import and Sign Text Feature

We have added 3 new useful features to the Send Tab in myTrezor.com:

1. Currency Conversion
2. MultiSend
3. Sign Text & Verify

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Payments Giant NCR to Integrate Bitcoin into Small Business Service

http://www.coindesk.com/payments-giant-ncr-integrate-bitcoin-small-business-service/

 

Global payments conglomerate NCR has announced that one of its merchant point-of-sale (POS) systems will soon offer bitcoin support.

The integration of bitcoin into the NCR Silver POS is expected to happen sometime before the end of this year. The system will also support mobile bitcoin wallet payments and will be a free service attached to its POS platform.

NCR is one of the world’s largest payments companies. Founded in 1884 as a cash register maker, NCR offers a number of hardware and software solutions and reported more than $6bn in revenue in 2013.

 

 

Das könnte man Big News nennen

Bearbeitet 10. November 2014 von segeln

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Institutional interest in bitcoin surges as trading products mature

http://www.futuresmag.com/2014/11/10/institutional-interest-in-bitcoin-surges-as-tradin?t=digital-currencies

[fjvbit]

Payments Giant NCR to Integrate Bitcoin into Small Business Service

http://www.coindesk.com/payments-giant-ncr-integrate-bitcoin-small-business-service/

 

Global payments conglomerate NCR has announced that one of its merchant point-of-sale (POS) systems will soon offer bitcoin support.

The integration of bitcoin into the NCR Silver POS is expected to happen sometime before the end of this year. The system will also support mobile bitcoin wallet payments and will be a free service attached to its POS platform.

NCR is one of the world’s largest payments companies. Founded in 1884 as a cash register maker, NCR offers a number of hardware and software solutions and reported more than $6bn in revenue in 2013.

 

 

Das könnte man Big News nennen

 

Ich staune nur, dass sich die Bitcoins soweit unten halten.

 

Je länger desto besser. Meiner Meinung nach, ist der Siegszug kauf noch aufzuhalten.

 

Die Frage ist nicht, ob sie durchstarten sondern nur wann.

 

Für die meisten sollte gelten: Je später desto besser, weil es uns mehr Zeit zum sammeln gibt (mir zumindest)...

 

Edit:

Wenn ich nur ein Jahr zurückdenke, da war die Situation viel viel schlechter und unsicherer als jetzt, der Kurs aber schon viel  höher.

Ich hätte mir nicht träumen lassen, das ich noch mal die Change bekommen zu unseren aktuellen Preisen Bitcoins zu sammeln.

Ich lasse mir die Gelegenheit nicht entgehen....

Bearbeitet 11. November 2014 von fjvbit

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New Zealand Reserve Bank Says Future Digital Currencies Will Become More Realistic Than Cash

https://www.cryptocoinsnews.com/new-zealand-reserve-bank-says-future-digital-currencies-will-become-realistic-cash/

 

Deputy governor Grant Spencer of the New Zealand Reserve Bank commented on digital currency during his speech at the Payments New Zealand conference in Auckland. His feelings toward digital currency looks hopeful and positive compared to the response from other countries.

“As the currency issuer, the Reserve Bank does not feel threatened by Bitcoin which seems to behave more like a commodity than a currency.”

 

 

According to stuff.co.nz, Spencer continued his comments on digital currency, giving a favorable opinion on the future.

“

However, I do not doubt that future digital currencies will become more realistic substitutes for cash.”

 

 

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BNP Paribas: The five ways Bitcoin can shake up the financial services world

http://finextra.com/news/fullstory.aspx?newsitemid=26689

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Understanding The Proposed Bitcoin ETF: 5 Key Questions

 http://www.nasdaq.com/article/understanding-the-proposed-bitcoin-etf-5-key-questions-cm412799#ixzz3Iqyh2W2a

 

a must read
 

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Dark Net hackers steal seized site back from the FBI

http://www.dailydot.com/politics/doxbin-dark-net/

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Why you’ll finally be using bitcoin soon

http://www.marketwatch.com/story/why-youll-finally-be-using-bitcoin-soon-2014-11-12

 

Bitcoin has come a long way, from a mysterious and controversial crypto-currency to a widely known medium of exchange.

Although faced with occasional challenges (such as the MtGox bitcoin heist, Silk Road incident or China’s regulatory stance), the bitcoin community remains unshaken, showing a surprising amount of resilience and trust in the digital currency.

As time passed, many new altcoin variants (alternatives to bitcoin) have sprung to life, the most notable of which are Litecoin and Peercoin. Litecoin is advertised as faster and more efficient, and Peercoin uses the concept of proof-of-stake, which means you gain Peercoins based on the amount of the currency you hold and not on your computer’s processing power, as is the case with bitcoin.

Bitcoin this year gained enough momentum to become a market-disrupting force. More than 60,000 businesses now accept the currency (Dish Network DISH, +0.05%  joined in August), and the value of venture-capital investments made in bitcoin jumped 28% in the second quarter from the first quarter.

So what will be the trends, and challenges, in the years ahead?

Bitcoin may become a new “Western Union”: This is what one Reddit user said:

“Bitcoin and Circle just solved my remittance problem. I live in Belarus, people. I receive my salary here, in a local bank account tied to a debit card in U.S. dollars. One of my big problems is transferring my salary back to my U.S. account with minimal fees so that I can make payments on student loans and such.

“With Circle, I can now send any amount of money to my Coinbase account to be withdrawn to my local bank account with negligible transaction fees. This is a game changer, folks. I don’t care if bitcoin’s value drops to $0.10; it’s now the only way I’m going to be transferring money.”

Alternative currencies are disrupting the way money transfer is handled worldwide. With services like Circle, money transfers are now becoming instant, secure and free — as they should be.

Big companies are signing on: There are already plenty of large companies to spend your hard-earned bitcoin on, like Newegg, Amazon.com AMZN, -0.19% and TigerDirect, to name a few. The world is slowly warming up to the concept of digital currencies much faster with big players helping the transition.

Bitcoin is changing the way we shop: As foreign exchange gains a digital dimension, we can expect shopping to do the same. That means fewer brick-and-mortar stores. Thanks to digital currencies, payments will become invisible and hassle-free.

Regulatory climate warms up: While China is quietly warming up to bitcoin after initially being wary, Russia is openly considering a ban by 2015. That would make it the third country to try to ban bitcoin after Ecuador and Bolivia.

Still, there are many countries that accept bitcoin. As the world gets more connected and online international trade increases, it’s my belief that repressive measures will slowly recede.

Blockchain ®evolution: What is blockchain? To use conventional banking as an analogy, the blockchain can be compared to a list of banking transactions. However, it is much more than that.

Jon Evans from TechCrunch explains:

“The ‘blockchain’ — the engine on which Bitcoin is built — is a new kind of distributed consensus system that allows transactions, or other data, to be securely stored and verified without any centralized authority at all, because (to grossly oversimplify) they are validated by the entire network. Those transactions don’t have to be financial; that data doesn’t have to be money. The engine that powers bitcoin can be used for a whole array of other applications.”

One such (awesome) example is Maidsafe, a Scottish company with a brilliant idea to use its own technology of decentralized consensus, much like blockchain, to create a version of the Internet — safe from hackers and prying government eyes, but good enough for developers and for sharing information.

In spite of the turmoil, things are looking up for digital currencies. With the new year around the corner, it will be interesting to see what the future brings. Maybe your 2015 Christmas stockings will be filled with bitcoin-purchased gadgets?

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Bitcoin News Mash-Up: Codementor Integrates Bitcoin; RBS Shows Interests; and More

http://www.forexminute.com/bitcoin/bitcoin-news-mash-codementor-integrates-bitcoin-rbs-shows-interests-49791

 

daraus:

RBS MD: “We are Interested in Bitcoin”
The Reserve Bank of Scotland Managing Director recently appeared in a documentary series, titled “The Day before Tomorrow”, in which he mentioned Bitcoin as a “problem solver”. The man spoke to the camera and said:

“Because it solves a real customer need, large and small, we’re definitely interested in it but there are some pretty major issues that we’re [going to] need to either. First as a bank and then as an industry come to terms with before we can really accept it as a valid form of barter.”

 

 

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Forget currency, bitcoin's tech is the Revolution

http://www.cnbc.com/id/102178309

Most people think of bitcoin, if they think about it at all, as a currency—a means of digital exchange, or perhaps a speculative investment.

But forget everything you know, because the technology underlying bitcoin has the potential to be a much greater disruptive force than the cryptocurrency itself. Investors and technologists think the technology could replace huge aspects of the financial and insurance industries, and eventually even corporate management teams. In fact, big names like Google and IBM are reportedly already looking to invest in applications.

"Bitcoin is a token, a currency, but that's not all it is. That's the first of many many applications of this blockchain technology," said Jeff Garzik, one of five bitcoin core developers who have taken over maintenance of the technology from mysterious creator Satoshi Nakamoto. "[Currency] is not the killer app, it's just the first app."

 

 

 

3 reasons Wall Street can't stay away from bitcoin

http://www.cnbc.com/id/101711220

Bearbeitet 13. November 2014 von segeln

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HP Survey: 79% of US Organisations Plan to Adopt Digital Currencies

http://www.coindesk.com/hp-survey-79-us-organisations-plan-adopt-digital-currencies/

[maxmuster]

Ich habe keine Ahnung wie ich auf der folgenden Webseite gelandet bin.

https://support.google.com/wallet/business/answer/6107573?hl=de

Worum geht es da? Welche Wallet wird beendet?

Bitte um Hilfe.

Bearbeitet 13. November 2014 von maxmuster

[blubblibla]

Ich habe keine Ahnung wie ich auf der folgenden Webseite gelandet bin.

https://support.google.com/wallet/business/answer/6107573?hl=de

Worum geht es da? Welche Wallet wird beendet?

 

Das war ein Bezahlsystem von Google: http://de.wikipedia.org/wiki/Google_Wallet

[maxmuster]

Das war ein Bezahlsystem von Google: http://de.wikipedia.org/wiki/Google_Wallet

Danke.

Kommt mir so vor, wie das was Appel jetzt versucht.

Aber so ganz verstehe ich das nicht.

Egal.

Interessant finde ich auch den zweiten Satz:

"The industry has matured a lot since then, providing a number of alternative payment solutions to choose from."

Zum Beispiel Bitcoin hätte da noch stehen können

[blubblibla]

Kommt mir so vor, wie das was Appel jetzt versucht.

Apple Pay ist die Antwort auf Google Checkout/Wallet. Is immer so bei den Großen, was der andere hat will ich auch haben.

 

Aber so ganz verstehe ich das nicht.

Ich hab den Artikel nur überflogen. Wenn ichs richtig gesehen habe, wir nur die Unterstützung für Händler eingestellt, die digitale Waren verkaufen. Für Google Play (Apps und In-Game-Käufe) bleibt das System erhalten.

 

Interessant finde ich auch den zweiten Satz:

"The industry has matured a lot since then, providing a number of alternative payment solutions to choose from."

Zum Beispiel Bitcoin hätte da noch stehen können

Hätte da stehen können, aber irgendwie verscuhen alle ein eigenes System am Markt zu etablieren. Die Zukunft wird es zeigen, was funktionert, natürliche Auslese halt.